Personal Checking

Free Checking Account

For those customers that want a checking account with no monthly maintenance fee. Open a new free checking account and receive a free gift. You may open a Free Checking Account with a minimum deposit of $100.00.  This account offers the following benefits:

• Free Internet Banking and Electronic Bill Payment
• Free 24 Hour Telephone Banking
• Free first Visa ATM/Debit Card
• Free ATM Transactions at PSB
• Unlimited check writing privileges. 
• No monthly fee.

Patterson Club

A superb value for those who maintain a $100 minimum balance as there is no maintenance fee at that level. And you will enjoy a host of benefits and values in this account. A $14 fee is applied when balance drops below $100. You may open a Patterson Club Account with a minimum deposit of $100.00.

• Overdraft Privilege for qualified applicants
• 25 free check/draft per statement cycle. $0.21 each per check/draft thereafter.
• VISA Debit Card - $2.00 per month fee

Patterson Club Plus

All of the benefits of the Club Account with the following great values added for a fixed $12.00 per month fee. You may open a Patterson Club Account Plus with a minimum deposit of $100.00.

• 40 free checks/drafts per statement cycle-$.21 per check/draft thereafter.
• VISA Debit/ATM card
• Personalized checks
• Travelers Checks and Cashier's Checks

Patterson Club 50

For our customers age 50 and better, the Club 50 account offers no monthly maintenance fee if you maintain just $100 balance. If your balance falls below $100.00, a fee of $10 will be applied. You may open a Patterson Club 50 Account with a minimum deposit of $100.00.

• Unlimited check writing privileges.
• Interest paid on your balances
• Travelers Checks and Cashier's Checks
• Personalized checks
• VISA ATM/Debit Card!

Faculty Account

In appreciation of area teachers and administrators, we have created the Faculty Account. A $100 minimum opening deposit is required.

• No monthly fee
• No minimum balance is required
• Unlimited check writing privileges.
• VISA Debit Card

Captains Club Account

This checking account was designed for active, reserve and retired military personnel, and requires a $100 minimum opening deposit.

• Overdraft Privilege for qualified applicants
• No monthly maintenance fee
• Unlimited check writing privileges

For additional information on these and other solutions for your personal needs, send an E-mail to info@pattersonstatebank.com or call a PSB member service representative at 985-395-6131 during regular business hours.

Health Savings Account

This account is designed for customers that have a high deductible health plan. It allows customers to pay or be reimbursed for certain medical expenses that are not covered by any other health plan.

• The minimum to open a Health Savings Account (HSA) is $25.00.
• There is no monthly service fee.
• Unlimited check writing privileges and a free HSA debit card.
• Interest is paid to the account monthly.