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CASH MANAGEMENT

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Checking

Personal Checking

Free Checking Account

For those customers that want a checking account with no monthly maintenance fee. You may open a Free Checking Account with a minimum deposit of $100.00.  This account offers the following benefits:

  • Free Internet Banking and Electronic Bill Payment
  • Free 24 Hour Telephone Banking (InfoLine) 
  • Free first Visa ATM/Debit Card
  • Free ATM Transactions at PSB
  • Unlimited check writing privileges. 
  • No monthly fee.

Patterson Club 50

For our customers age 50 and better, the Club 50 account offers no monthly maintenance fee if you maintain just $100 balance. If your balance falls below $100.00, a fee of $10 will be applied. You may open a Patterson Club 50 Account with a minimum deposit of $100.00.

  • Unlimited check writing privileges.
  • Interest paid on your balances
  • Personalized checks
  • VISA ATM/Debit Card!

Faculty Account

In appreciation of area teachers and administrators, we have created the Faculty Account. A $100 minimum opening deposit is required.

  • No monthly fee
  • No minimum balance is required
  • Unlimited check writing privileges.
  • VISA Debit Card

Captains Club Account

This checking account was designed for active, reserve and retired military personnel, and requires a $100 minimum opening deposit.

  • Overdraft Privilege for qualified applicants
  • No monthly maintenance fee
  • Unlimited check writing privileges

For additional information on these and other solutions for your personal needs, send an E-mail to info@pattersonstatebank.com or call a PSB member service representative at 985-395-6131 during regular business hours.

Health Savings Account

This account is designed for customers that have a high deductible health plan. It allows customers to pay or be reimbursed for certain medical expenses that are not covered by any other health plan.

  • The minimum to open a Health Savings Account (HSA) is $25.00.
  • There is no monthly service fee.
  • Unlimited check writing privileges and a free HSA debit card.
  • Interest is paid to the account monthly.

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