Patterson State Bank has been making dreams come true, one loan at a time, since 1925.
Buying a home is an exciting and important decision. Whether you are looking for the best rate, the lowest downpayment or solutions for a less than perfect credit score, we have multiple financing options to find the right loan for you.
Home Mortgage Loans
PSB understands that buying or building a home or refinancing your existing mortgage can be one of the largest financial commitments you will ever make, and our Home Loan Specialists are committed to helping make your dream of home ownership a reality.
- Competitive rates for home purchase, construction or refinance
- Applies to primary residence, vacation home or investment property
Many financing options available:
- Fixed rate mortgage
- Adjustable rate mortgage (ARMs)
- First-time homebuyer
- Construction loan
- VA Loans
LagniappeFREE Mortgage Loan ReviewFREE no obligation Pre-qualification application
Home Equity Loans/Lines
Homeownership is a longterm commitment and with that comes benefits. Our Home Equity Loans and Lines of Credit can be used for a wide range of purposes. We offer competitive rates and since this loan may be tax deductible (consult your tax advisor), could provide you a lower cost way to borrow!
These are just a few examples:
- Home repair or remodel
- New vehicle
- Swimming Pool
- Debt consolidation
- Education expenses
- Family vacation
LagniappeLOCAL decision making and processingDEDICATED Home Loan Specialist is with you every step of the wayFREE Mortgage Loan ReviewFREE no obligation Pre-qualification application
Finding the perfect piece of land is the first step in building your dream home. The next step is financing, and that is where we can help. Land loans provide short term financing in order to purchase the property on which you intend to build your new home.
- Raw Land Loans
- Developed Lot Loans*
*We offer 100% financing to qualified borrowers who want to purchase a developed lot for their future home.