Personal Savings

//Personal Savings
Personal Savings 2018-08-12T23:32:21+00:00

Health Savings Account

Are you enrolled in a qualified high-deductible health plan? If so, our Health Savings Account is a great way to manage your healthcare expenses. Save for future medical expenses by making tax-exempt contributions, and enjoy earning interest on the balance
in your account.

APPLY NOW
  • Only $25 to open
  • No monthly maintenance fee
  • Unlimited check writing
  • Competitive interest rate earned on your entire account balance

Lagniappe

Regular Savings

Saving for a rainy day is easier with a PSB Savings Account, where you earn a competitive interest rate while retaining access to your funds.

APPLY NOW
  • Only $50 to open
  • Low $200 minimum balance to avoid $3 monthly maintenance fee
  • No minimum balance requirements for minor savings accounts
  • Two FREE withdrawals per month
  • Competitive interest rate earned on your entire account balance

Lagniappe

For additional information on these and other solutions for your personal investment or savings needs, speak to one of our PSBank Financial Services Advisors with INVEST Financial.

Christmas Club Savings

Just in the of Nick of time! Throughout the year, why not save for holiday gift giving or extraordinary expenses with a Christmas Club Savings Account.

Each year, in November, we mail our Christmas Club customers a check for their
contributions.

APPLY NOW
  • Only $20 to open
  • No monthly maintenance fee
  • Direct deduction from your PSB checking account can be arranged for your convenience

Lagniappe

Certificate of Deposit

Looking for a low risk way to save money but with a higher rate of return than a traditional savings account? We have many CDs ranging from 6 to 60 months to choose from and are certain there is a term that fits your savings goals.

APPLY NOW
  • Only $1,000 to open
  • No monthly maintenance fee
  • Competitive interest rates
  • Terms from 6 months to 60 months available
  • Interest can be deposited directly into your PSB checking account, added back to certificate or sent by check for cashing

Lagniappe

For additional information on these and other solutions for your personal investment or savings needs, speak to one of our PSBank Financial Services Advisors with INVEST Financial.

Individual Retirement Account

You work hard for your money and we want to help make your retirement dreams come true! Our IRA is a personal savings plan that offers tax advantages as well as the peace of mind that your retirement dreams will become a reality.

APPLY NOW
  • Only $1,000 to open
  • No monthly maintenance fee
  • Competitive interest rate earned on your entire account balance
  • Yearly accrued earnings grow tax-deferred

Lagniappe

For additional information on these and other solutions for your personal investment or savings needs, speak to one of our PSBank Financial Services Advisors with INVEST Financial.

Premium Savings

Building up your nest egg and want to keep it growing? Enjoy tiered interest rates in our Premium Savings Account. The higher your balance, the higher your interest rate! Call us at 985-395-6131 for our current rates.

APPLY NOW
  • $25,000 to open
  • No monthly maintenance fee
  • Competitive interest rate earned on your entire account balance
  • Yearly accrued earnings are not taxable

Lagniappe

For additional information on these and other solutions for your personal investment or savings needs, speak to one of our PSBank Financial Services Advisors with INVEST Financial.

Minor Savings

It’s never too early to start saving!  Open an interest earning account and help prepare a child for the future.

APPLY NOW
  • Only $10 to open
  • Minor must have a social security number
  • No minimum balance required
  • No monthly maintenance fee
  • Two FREE withdrawals per monthly statement cycle
  • Direct deduction from your PSB checking account can be arranged for your convenience

Lagniappe

For additional information on these and other solutions for your personal investment or savings needs, speak to one of our PSBank Financial Services Advisors with INVEST Financial.

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